Offset Redraw or Top-Up

Offset, Redraw or Top-Up – What Do They Mean and Which is Best For You?

Offset, Redraw or Top-Up – What Do They Mean and Which is Best For You?

Jamie Furness July 7, 2022 4 min read

Offset, Redraw or Top-Up – What Do They Mean and Which is Best For You? You’ve made the big step and purchased your new home. Congratulations! You now have a mortgage with regular minimum payments to meet. Now that you’re a homeowner with a mortgage, you may hear phrases like ‘offset accounts’, ‘redraw facilities’ or even…

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